The coach tells Jon Cardinelli how the Springboks dominated the set-piece exchanges in 2009 LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS “The world-class resorts in the region certainly add to the experience, and post-Covid there should be some good deals – even more so when you consider the favourable exchange rate.“The Test series will be staged in late July/early August, which is the middle of winter in South Africa. It can get unbearably hot in that part of the country during summer. Winter, however, is the best time to be in the bush. It gets chilly at night, but it’s usually clear and the sunsets are gorgeous.” Insight: Gary Gold talks to then Springboks head coach Peter de Villiers in 2009 (Getty Images) “When I think back to that era, the only genuine opensider I can remember playing in the British & Irish isles was Martyn Williams, who was on the Lions bench. We caught them off-guard. To be honest, that wasn’t really part of the plan, but it gave us a chance to win penalties and build scoreboard pressure through our sharpshooters at ten.”Many of the Boks who featured in that series victory believe that the Lions underestimated the home team.“Having coached in the northern hemisphere, I know what they think about South African rugby players. They think we’re dumb. They think we’re one-dimensional.“We are so good when we do that right, though. Nobody looks forward to playing against a one-dimensional South Africa. When the Boks try to play an out-the-back, Kiwi style of rugby – that’s when opposition teams start to lick their lips.“Warren Gatland is a smart guy who knows South African rugby like the back of his hand. His Lions team should know what to expect in terms of brutality. It would be naive not to expect more of the same – even 12 years later.”Gold believes that a lot more will be at stake in 2021. “I think Gatland needs to win this series,” he says. “He’s been through ebbs and flows and is coming off an unsuccessful stint with the Chiefs in Super Rugby Aotearoa. He’s settled in New Zealand now, and this is probably his swansong with the northern hemisphere.“In terms of the South Africans, unless you are Frans Steyn, you’re probably not going to play against the Lions more than once in your lifetime. That puts the magnitude of such a tour into perspective.”Gary Gold’s South Africa travel tips for Lions fansThe first and third Tests of next year’s tour will be staged in the Johannesburg area. Tourists will have two weeks to take in the sights around Gauteng, and in Mpumalanga, which is several hours drive east. What better opportunity will visitors from Europe have to organise a game drive or two?“There are options to suit every need, whether you’re after a one-day or a five-day safari,” says Gold. “It’s a once-in-a-lifetime experience. It’s a game-changer, if you’ll excuse the pun.FIND OUT ABOUT THE LIONS RUGBY TRAVEL PACKAGES FOR THE 2021 TOUR Gary Gold on facing the British & Irish LionsThe 2009 British & Irish Lions tour to South Africa did not pan out as many expected it would. Indeed, Springbok coaches Peter de Villiers, Gary Gold and Dick Muir were left scratching their heads after the Lions announced their starting XV for the first Test in Durban.Gold worked with London Irish and the Stormers before making the step up to the Springboks coaching team in 2008. In the lead-up to the Lions series in South Africa, De Villiers asked the forwards specialist to draw on his experience of the northern hemisphere game and predict a likely opposition line-up.Gold was certain that Andrew Sheridan, Matthew Rees and Adam Jones would start in the front row. He ensured that the Boks coaches and players prepared themselves for that specific challenge.Lions coach Ian McGeechan, however, selected Gethin Jenkins, Lee Mears and Phil Vickery as his starting front row for the series-shaping opener at Kings Park. And when the news reached the Bok camp, De Villiers and Muir demanded an explanation from their inside man.“They told me that I didn’t know what I was talking about. They asked me how on earth I could have got things so badly wrong,” Gold chuckles after relaying the latter rebuke.At the time of the exchange, however, he was quick to realise that South Africa had a golden opportunity. “I said, ‘Hang on, I think it’s the Lions who have got things badly wrong here… and we might have a chance against that combination’. We all know how things panned out in that first Test.”Show of power: South Africa dominated at scrum time in the first Test in Durban in 2009 (Getty Images)Gold smiles when he’s asked to reflect on a dramatic series that culminated in a 2-1 victory for the Boks. Since then, he’s been at the helm of Newcastle, Bath, Kobelco Steelers, the Sharks, Worcester and is presently the head coach of the USA national side. Helping the Boks beat the Lions in 2009 still ranks among his proudest achievements, though.The South African performance at the set-pieces in that series is now the stuff of legend. Less has been said about the decision to bench Martyn Williams, an out-and-out fetcher, which Gold believes cost the visitors dearly at the breakdowns.“We were unapologetic regarding our style of play,” says Gold. “We believed the Experimental Law Variations, introduced in 2008, would work to our advantage. Less possession, more territory was all important. We were very direct, even with our tens, Ruan Pienaar and Morné Steyn.“One of the biggest untold stories of that Lions’ series was our strength over the ball. John Smit moved to tighthead to accommodate Bismarck du Plessis, who was at the height of his game. Bismarck is so good at the breakdown, and Jean de Villiers is another who doesn’t get enough credit in this area.“Juan Smith and Schalk Burger were good at the breakdown, but Heinrich Brüssow was world class. So if you looked at our team, we had the potential to put a genuine poacher on the ball at every second or third ruck. We were a threat across the field if the Lions didn’t get their cleaners to the breakdown on time.“Brüssow picked up turnover penalties for fun. His timing was immaculate. The Lions weren’t prepared for it, and I don’t think they understood the consequences of losing that particular battle on the ground. Can’t get to the shops? You can download the digital edition of Rugby World straight to your tablet or subscribe to the print edition to get the magazine delivered to your door.Follow Rugby World on Facebook, Instagram and Twitter.
El Rdo. Paul Moore, a la derecha, que preside el ministerio de la frontera de la Diócesis de Río Grande, interpreta para el Rdo. Héctor Trejo, a la izquierda, que atiende tres iglesias anglicanas en Ciudad Juárez, México, la cual está del otro lado de la frontera de El Paso, Texas. Foto de Lynette Wilson/ENS.[Episcopal News Service – El Paso, Texas] El Servicio de Inmigración y Aduana de EE.UU. entrega semanalmente dos mil personas a la hospitalidad de la Casa de la Anunciación [Annunciation House] aquí en El Paso.Muchas de ellas son familias que han esperado su turno del otro lado de la frontera y solicitan asilo. Si la Casa de la Anunciación tuviera espacio para 2.500, serían 2.500, dijo su fundador y director, Rubén García.Los asilados reciben alimento, cama, útiles de aseo, un paquete de atención, acceso a una ducha y ayuda para ponerse en contacto con parientes a fin de preparar su viaje. En el transcurso de 48 horas, los instalan en autobuses o aviones para que se reúnan con miembros de sus familias en otras partes de Estados Unidos.“La gran mayoría de la gente tiene a alguien”, dijo García.En su mayoría, vienen de El Salvador, Guatemala y Honduras; pero algunos vienen de Nicaragua, Brasil, Cuba, Venezuela, incluso hasta de la India. Algunos huyen de la violencia, algunos vienen en busca de oportunidades económicas, otros escapan de la persecución, religiosa o de otro tipo.Unas 30 personas en representación de grandes congregaciones episcopales urbanas y suburbanas, se reunieron en Texas Sudoccidental para lo que llamaron una “Peregrinación a El Paso”. Aquí se ven reunidos en Ciudad Juárez, junto al muro fronterizo que separa México de Estados Unidos. Foto de Lynette Wilson/ENS.El 13 de diciembre, unas 30 personas en representación de grandes congregaciones episcopales, urbanas y suburbanas, se reunieron en Texas Sudoccidental para lo que llamaron una “Peregrinación a El Paso”. El Rdo. Gary Jones, rector de la iglesia de San Esteban [St. Stephen’s] en Richmond, Virginia, inició la peregrinación motivado por el deseo de contrarrestar una opinión que denigra a los solicitantes de asilo como narcotraficantes y violadores, cuando de hecho huyen para salvar sus vidas y en busca de medios de subsistencia.La primera escala de la peregrinación fue la Casa de la Anunciación, donde los participantes escucharon un informe de García, que ha trabajado en la frontera durante 40 años presenciando y respondiendo a diferentes oleadas de migrantes y refugiados a lo largo de ese tiempo.“El fenómeno de los refugiados no es un problema de El Paso, es un problema de EE.UU.”, dijo García.“Ahora mismo, debido a la aplicación de [la política migratoria de] EE.UU., estamos presenciando cambios que hacen la vida miserable”, afirmó. “La frontera se ha convertido en un lugar muy complicado”.Cuando Casa de la Anunciación comenzó su ministerio hace 40 años, servía fundamentalmente a hombres que venían a Estados Unidos para el trabajo estacional, regresaban a casa para estar con sus familias y luego volvían a trabajar. En 1996, cuando el último cambio legislativo en la ley de inmigración hizo imposible entrar y salir, los hombres ya no podían regresar a sus hogares y en lugar de eso se quedaron.“Una vez que toman la decisión de quedarse, pierden a la familia”, explicó García.Un letrero a lo largo de la cerca fronteriza frene a la iglesia anglicana de San José en el lado de México, dice: “No somos delincuentes ni ilegales, somos obreros internacionales”. Foto de Lynette Wilson/ENS.Con el cambio de la ley migratoria de mediados de los años 90, la población indocumentada aumentó de 6 millones a 12 millones para 2004, ya que los hombres procuraban la reunificación familiar y las mujeres y los niños empezaron a llegar. En la actualidad, hay 11 millones de inmigrantes indocumentados en Estados Unidos, algunos de los cuales han estado viviendo clandestinamente de 20 a 30 años, dijo él.A su llegada, los migrantes y solicitantes de asilo deben presentarles sus casos a agentes en los puntos de entrada designados o saltar muros y cruzar ríos para presentarles sus casos una vez arrestados a los agentes del Servicio de Aduanas y Protección Fronteriza de EE.UU. o CBP (por su sigla en inglés), explicó García.Hace un par de semanas, unos solicitantes de asilo estaban durmiendo en el puente para no perder su lugar en la cola, ya que sólo dejan entrar a 20 personas a un tiempo. Luego, en un esfuerzo por despejar el puente, el CBP comenzó a dar números que escribían con marcadores indelebles en los brazos de los solicitantes de asilo para controlar su lugar en la cola, dijo él.De allí, los envían a los albergues de Ciudad Juárez, justo del otro lado de la frontera, para que esperen su turno.Miguel Escobar, director ejecutivo de la Escuela de Teología Episcopal del Seminario Teológico Unido, saluda a niños de la municipalidad de Rancho Anapra en las afueras de Ciudad Juárez. Foto de Lynette Wilson/ENS.Los peregrinos episcopales llegaron a El Paso en el preciso momento en que daban la noticia de la muerte de una niña guatemalteca de 7 años en internamiento administrativo de la Patrulla Fronteriza de EE.UU., al día siguiente de que ella, su padre y otros 161 migrantes se entregaran a los agentes luego de ingresar ilegalmente en Nuevo México. Las circunstancias de la muerte de la niña siguen sujetas a investigación.Para los peregrinos, sin embargo, era un patente recordatorio del peligroso viaje que enfrentan los migrantes y solicitantes de asilo, así como del anticuado sistema de inmigración de EE.UU. y de la respuesta del gobierno de Trump a la actual crisis humanitaria en la frontera sudoccidental. El gobierno ha enviado al menos 8.000 soldados a la frontera en un intento de detener la entrada. No obstante, los migrantes siguen llegando en caravanas.“Quería ver con mis propios ojos lo que estaba pasando”, dijo el Ven. Juan Sandoval, arcediano de la Diócesis de Atlanta, un mexicoamericano de tercera generación que creció en Phoenix.“Parecería que en lugar de soldados, deberían enviarse gente de iglesia y cooperantes, personas que pudieran ayudar”, afirmó.El Muy Rdo. Nathan LeRud, deán de la catedral episcopal de La Trinidad en Portland, Oregón, de pie por el lado de Ciudad Juárez junto al muro que separa México y Estados Unidos en la frontera de El Paso, Texas. Foto de Lynette Wilson/ENS.Es ahí donde intervienen las iglesias. En su mayoría, la hospitalidad proviene de las iglesias de El Paso, a la vanguardia de las cuales está la Iglesia Católica Romana y la Casa de la Anunciación. Algunos solicitantes de asilo reciben asistencia jurídica de organizaciones como el Centro de Defensa del Inmigrante “Las América” [Las Americas Immigrant Advocacy Center] la segunda escala en el trayecto de los peregrinos.Allí, Cristina García, que ofrece asesoría legal, explicó la complejidad de la reunificación familiar, la cual puede tomar de 20 a 30 años, dependiendo de las cuotas de EE.UU. y del país de origen, y la dificultad en ganar casos de asilo. Su agencia, dijo ella, ganó seis casos de asilo en seis años y, en un triunfo importante, siete en lo que va de año.La crisis actual, explicó ella “es deshumanizante en todos los aspectos e ignora el derecho humanitario al acceso”. Ella dijo también que El Paso, Atlanta y el estado de Arizona son los lugares más difíciles para obtener asilo, y en el Paso, como en el resto de Estados Unidos, los jueces toman decisiones arbitrarias caso por caso.De allí [los peregrinos] siguieron a la iglesia de San Cristóbal [St. Christopher’s], una de las cinco iglesias episcopales de El Paso y la más cercana a la frontera, que dirige el Rdo. J. J. Bernal. El Rdo. Paul Moore, que preside el Ministerio Fronterizo de la Diócesis de Río Grande, proporcionó un panorama de la situación actual en lo que se refiere a Centro América, hablando acerca del fracaso de la economía de goteo, la política exterior de EE.UU. como se ha relacionado históricamente con Centroamérica, la deportación de los miembros de las pandillas, los problemas de seguridad a través del Triángulo Norte, [y] los cárteles de las drogas, asociados a la violencia y al apetito de Estados Unidos por las drogas.A través del Triángulo Norte de América Central, una región que incluye El Salvador, Guatemala y Honduras, más de 700.000 personas han sido desplazadas por la violencia. Sin embargo, se trata de un fenómeno global que afecta ahora a una cifra récord de 68,5 millones de personas en todo el mundo.La peregrinación siguió a una Cumbre de Ministerios de la Frontera organizada por Moore y que se tuvo lugar aquí en noviembre.El 14 de diciembre, los peregrinos salieron para Ciudad Juárez, algunos en automóviles y otros valiéndose de accesos peatonales a lo largo de los tres puentes que conectan las dos ciudades. En Juárez, el Rdo. Héctor Trejo, que llegó hace seis meses de Chihuahua, la capital del estado de Chihuahua, los llevó en autobús a dos de las tres parroquias anglicanas.San José, está localizada junto a la frontera en Rancho Anapra, un poblado pobre en el lado noroeste de la ciudad, un área dedicada anteriormente a la cría de ganado donde se establecieron ocupantes ilegales y que los cárteles de la droga han infiltrado.“Debido a que aquí la gente no tiene derechos de propiedad, se convirtió en un lugar para elementos delincuenciales”, dijo Trejo. “Hay casas de seguridad, y es un centro del movimiento de narcotraficantes y tratantes de personas.“El reto aquí es grande”, añadió, diciendo que los miembros de la comunidad acuden a él por consejo sobre cómo franquear el muro [fronterizo] porque temen por sus vidas.De derecha a izquierda, la Muy Rda. Kelly Brown Douglas, decana de la Escuela de Teología Episcopal del Seminario de Teología Unido; Miguel Escobar, director ejecutivo de la Escuela de Teología Episcopal, y la Rda. Winnie Varghese, directora de justicia y reconciliación en la iglesia de La Trinidad [Trinity] de Wall Street, cruzan el Puente Internacional Paso del Norte hacia El Paso, Texas. Foto de Lynette Wilson/ENS.A diferencia de la Iglesia Católica Romana, la Diócesis Anglicana del Norte de México no cuenta con un ministerio establecido para servir a los migrantes; era algo en que los episcopales buscaban participar y algo que Trejo abordó. La realidad es tal, dijo él, que los voluntarios deben ser adecuadamente adiestrados para tratar con personas que han estado viajando por semanas y a veces por meses, personas que no se han bañado ni se han cepillado los dientes en mucho tiempo, y que han huido de situaciones traumáticas, violentas y abusivas y han encontrado lo mismo a lo largo de su viaje. No obstante, él está buscando compañeros para el ministerio y para crear una red de intervinientes a lo largo de la frontera.Fue algo de lo que Bernal, el rector de San Cristóbal en el Paso, se ha hecho eco. La Iglesia Episcopal, dijo él, necesita articular y establecer una visión para su ministerio en la frontera.“La Iglesia Episcopal es una voz para los que no tienen voz”, afirmó. “Aquellos de nosotros aquí en la frontera nos sentimos aislados. Necesitamos más voces activas y más recursos humanos”.A través de su Ministerio Fronterizo, la Diócesis de Río Grande busca expandir su ministerio, dijo Moore.Y eso, explicó él, debe asumir la forma de un ministerio en la base dirigido por los que están en el terreno mediante asociaciones basadas en el respeto mutuo, no en el patriarcado.El último día de la peregrinación del 13 al 15 de diciembre, dos autos repletos de peregrinos partieron para Tornillo, Texas, el sitio de un campamento que se abrió para albergar a 360 menores no acompañados y que ahora alberga a 2.700. Ellos no pudieron llegar al campamento pues, tal como los agentes de la Patrulla Fronteriza les dijeron, se trata de una propiedad privada, pero lograron acercarse lo más posible y se reunieron en una cerca para orar por los niños retenidos allí: por su seguridad, por sus afligidos padres y por su futuro.“Me alegro realmente de que fuéramos al campamento —no lo llamaré albergue, no es un albergue—, es un campo de concentración para niños”, dijo el [Muy] Rdo. Stephen Carlsen, deán y rector de la iglesia catedral de Cristo en Indianápolis. “Sentí que necesitaba presenciar lo que estaban haciendo en nuestro nombre como estadounidenses.“No puedo imaginar lo que sería si la frontera de EE.UU. es tu última esperanza… la manera en que las personas son [mal]tratadas y deshumanizadas. Si esta es su última esperanza, ¿de qué deben ellos huir?”– Lynette Wilson es reportera y jefa de redacción de Episcopal News Service. Traducción de Vicente Echerri. Submit an Event Listing Por Lynette WilsonPosted Dec 20, 2018 The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Press Release Service Associate Priest for Pastoral Care New York, NY Advocacy Peace & Justice, In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Rector Washington, DC Rector (FT or PT) Indian River, MI Rector Bath, NC Director of Administration & Finance Atlanta, GA Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Assistant/Associate Rector Washington, DC Tags This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Featured Events Youth Minister Lorton, VA Assistant/Associate Rector Morristown, NJ Submit a Press Release Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Assistant/Associate Priest Scottsdale, AZ Rector Smithfield, NC AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Canon for Family Ministry Jackson, MS Rector Hopkinsville, KY Priest-in-Charge Lebanon, OH Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Family Ministry Coordinator Baton Rouge, LA Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Refugees Migration & Resettlement Rector Belleville, IL Bishop Diocesan Springfield, IL Curate (Associate & Priest-in-Charge) Traverse City, MI Rector and Chaplain Eugene, OR Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Rector Tampa, FL Cathedral Dean Boise, ID New Berrigan Book With Episcopal Roots Cascade Books Submit a Job Listing Immigration, Director of Music Morristown, NJ The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Rector Shreveport, LA Rector Pittsburgh, PA Featured Jobs & Calls Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Rector Knoxville, TN Rector Martinsville, VA La peregrinación a El Paso arroja una ‘luz de verdad’ sobre la crisis humanitaria de los migrantes en la frontera Course Director Jerusalem, Israel Rector Collierville, TN Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Associate Rector Columbus, GA TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Curate Diocese of Nebraska Missioner for Disaster Resilience Sacramento, CA Rector Albany, NY Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Associate Rector for Family Ministries Anchorage, AK An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Rector/Priest in Charge (PT) Lisbon, ME Priest Associate or Director of Adult Ministries Greenville, SC read more
City Park West / Pollard Thomas EdwardsSave this projectSaveCity Park West / Pollard Thomas Edwards Products translation missing: en-US.post.svg.material_description Mixed Use Architecture Projects AREA landscape architects Area: 63150 m² Year Completion year of this architecture project 2019 ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/947595/city-park-west-pollard-thomas-edwards Clipboard Bouygues UK, Higgins Whitecode Design Associates WSP Architects: Pollard Thomas Edwards Area Area of this architecture project Photographs United Kingdom Manufacturers: AutoDesk, Sapa Building System International NV, Taylor Maxwell, Vande Moortel, Adobe, Maxwell Render, Trimble, VM Zinc Photographs: Jim Stephenson, Nick Kane, Tim Crocker Manufacturers Brands with products used in this architecture project ArchDaily Lead Architects: “COPY” Client:Notting Hill GenesisLocal Authority:Chelmsford City CouncilProject Management, Employer’s Agent And Planning Consultant:BidwellsCost Consultant:EC HarrisConservation:Beacon PlanningArtists:Chris Tipping, Nayan KulkarniCity:ChelmsfordCountry:United KingdomMore SpecsLess SpecsSave this picture!© Jim StephensonText description provided by the architects. City Park West is a mixed-use neighbourhood in Chelmsford of more than 600 homes featuring cafés, restaurants, workplaces, community facilities and public art. Located by the railway station, it includes five new residential buildings, including a 14-storey tower, four new public squares, and three refurbished buildings, one of which is listed. The brief from Notting Hill Genesis called for a high-density development with a range of house types from one-bedroom extra-care flats to three-bedroom mews homes with rooftop terraces and their own front doors.Save this picture!© Jim StephensonOf the 645 dwellings, 60 per cent are for market rent, 20 per cent are shared ownership, 10 per cent is social housing with the rest providing affordable extra-care. This approach has encouraged families, first-time buyers and older citizens, including those with extra-care needs, to make a home for themselves in the centre of Chelmsford. Each home has access to a garden, terrace, or balcony and has been designed with generous storage space and with flexibility and future adaption in mind.Save this picture!© Nick KaneSave this picture!© Tim CrockerCommunal areas are intended to encourage low carbon lifestyles with easy access to cycle storage and recycling facilities. Despite a variety of building heights and surface textures, specific elements – windows, doors, balconies, and canopies – maintain a similar look and feel throughout City Park West. This brings a meaningful balance to the scheme’s appearance. It avoids the monotonous vibe that modern high-density housing often transmits, but neither does it come across as an ‘architectural zoo’.Save this picture!© Jim StephensonAs well as providing hundreds of new homes, City Park West blend various city districts together. It works like a jigsaw piece, reconnecting the local built environment which had been disjointed by dual-carriage highways which for years defined how residents and visitors alike moved through the centre of Chelmsford. The development brings coherence to the wider townscape, from the new Station Square, opposite the railway station entrance, through to the large open green space of Central Park to the south. It links to the civic quarter of County Hall and the Chelmsford library to the east as well and the burgeoning arts and cultural district of the West End.Save this picture!© Nick KaneSave this picture!© Nick KanePedestrian routes and public spaces, enhanced by fountains and artworks – an interactive video display and text carved into paving, benches, and steps – define six distinct neighbourhood areas. Open to everyone, these spaces also act as an amenity for residents and define City Park West as much as the buildings do. Three refurbished buildings further enrich the sense of place. The Grade II listed Anne Knight Building, a former Quaker meeting house is now a restaurant with two other local gems now offering office space and penthouse apartments. This mix of new and old, public realm and public art in this car-free neighbourhood reinforce the feeling that City Park West is designed with people in mind, of a place to live and visit too.Save this picture!© Jim StephensonProject gallerySee allShow lessHouse in Vale das Videiras / Rodrigo Simão ArquiteturaSelected ProjectsThe Lake Cabin / RX ArchitectsSelected ProjectsProject locationAddress:Chelmsford, United KingdomLocation to be used only as a reference. It could indicate city/country but not exact address. Share Pollard Thomas Edwards Quantity Surveyor: CopyMixed Use Architecture, Apartments•Chelmsford, United Kingdom Year: Structural Engineer: CopyAbout this officePollard Thomas EdwardsOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsMixed Use ArchitectureResidential ArchitectureHousingApartmentsEnglandOn FacebookChelmsfordUnited KingdomPublished on September 16, 2020Cite: “City Park West / Pollard Thomas Edwards” 16 Sep 2020. ArchDaily. Accessed 10 Jun 2021.
AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Advertisement Kelloggs support new Childline campaign Howard Lake | 1 December 2000 | News Kelloggs, Blue Chip Marketing and BMG have teamed up with Childline to launch a new campaign Helping Kids Grow, which includes a major new media component. In addition to a campaign Web site, Kelloggs will be donating at least £500,000 to Childline, including 30p for every campaign music CD ordered by collecting on-pack tokens.Visit Helping Kids Grow. 19 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. read more
Twitter (0.5) Non-Operating Expenses DALLAS & NEW YORK–(BUSINESS WIRE)–Feb 22, 2021– Apex Clearing Holdings LLC (“Apex” or the “Company”), the fintech for fintechs powering innovation and the future of digital wealth management, and Northern Star Investment Corp. II (“Northern Star”) (NYSE: NSTB), a publicly traded special purpose acquisition company, today announced that they have entered into a definitive merger agreement. As a result of the transaction, which values the Company at a total enterprise value of approximately $4.7 billion post-money, Apex is expected to become a publicly listed company on the New York Stock Exchange under the new ticker symbol, “APX”. Apex’s fast, secure and reliable digital custody and clearing platform, Apex Clearing, is driving transformation of the financial services industry. Apex empowers its clients, which include online brokerages, traditional wealth managers, wealth-tech, professional traders, and consumer brands, among others, with instant account opening and funding, execution of trades across a wide array of asset classes, streamlined digital asset movements, as well as trade settlement and the safekeeping of customer assets. Apex’s paperless products and solutions serve as the infrastructure for a total addressable market of over $100 trillion in assets, of which the firm has approximately $100 billion under custody today. Year-to-date, Apex Clearing has provided custody for $14 billion in new assets. Apex is experiencing significant growth and momentum, now serving over 200 clients representing more than 13 million customer accounts, 3.2 million of which have been opened in 2021 alone, and more than 1 million new crypto accounts. Management Following the closing of the transaction, Apex CEO, William Capuzzi, and Apex President, Tricia Rothschild, will continue to serve in their current roles at the combined company, supported by a deep and talented management team with substantial expertise building businesses at the intersection of financial services and technology. Northern Star Chairwoman and CEO Joanna Coles, a creative media and technology executive, will join the combined company’s Board of Directors. “Apex combines modern technology, operational excellence, risk management, compliance and discipline to deliver dynamic, seamless and secure custody and clearing solutions for our global clients. Today, our business encompasses a comprehensive platform applying these founding principles to the full financial services spectrum,” said Mr. Capuzzi. “We are in the first inning of the digital revolution in financial services, and our merger with Northern Star will provide Apex with the resources and flexibility to accelerate our growth, scale our platform, and expand our offerings and market share alongside our clients. We are pleased to partner with Joanna Coles and Jon Ledecky at this incredibly exciting time for Apex as we strive to bring financial services into the 21 st century and make investing accessible for everyone.” “Apex’s focus on the core tenets of trust and innovation have enabled us to develop a secure and robust platform that provides seamless trading access to retail and institutional investors alike,” said Ms. Rothschild. “Custody and clearing is not only a high cost of entry business, but also, more importantly, it is a high cost of failure business, and our clients and their customers depend on Apex to safeguard their assets. We look forward to continuing to fulfill this obligation as the digital infrastructure partner of choice for both established and emerging financial services companies navigating the markets of today and tomorrow.” “Apex is the independent, invisible architecture that has helped launch many of the most notable fintech disruptors of our time, enabling the frictionless experiences we have all come to expect when interfacing with digital investing products,” said Ms. Coles. “The Company is constantly innovating by offering solutions like fractional share trading and crypto trading in real time that is leading the democratization of investing. Apex is at the nexus of the digital financial services revolution and is poised to thrive amid the powerful secular tailwinds and generational shift towards digitization of investment management. The Company’s unique combination of strong growth potential, leading technology, and proven management team is extremely attractive, and I am thrilled to help play a part in the Company’s long-term success.” Transaction Overview The transaction values Apex at an enterprise value of approximately $4.7 billion post-money and is expected to provide up to $850 million of gross cash proceeds at closing, assuming no redemptions of Northern Star’s existing public stockholders and excluding debt repayment and transaction expenses. The transaction includes an upsized, fully-committed $450 million private placement of common stock at $10.00 per share (the “PIPE Offering”) led by Fidelity Management & Research Company LLC, Baron Capital Group, Coatue, and Winslow Capital Management, LLC among other top-tier institutional investors. All Apex shareholders and management are rolling over 100% of their equity into the combined company. The proceeds are expected to be used to accelerate and support the continued build out of Apex’s platform and business as well as to partially reduce existing Apex debt obligations. For the year ended December 31, 2020, the Company generated unaudited operating revenues of approximately $236 million and unaudited adjusted EBITDA of approximately $86 million. The Northern Star Board of Directors and Apex Board of Managers have unanimously approved the proposed merger and the related transactions, which are expected to be completed in the second quarter of 2021, subject to, among other things, regulatory approval, the approval by Northern Star’s and Apex’s stockholders of the proposed merger and satisfaction or waiver of other customary closing conditions. Additional information about the proposed business combination, including a copy of the merger agreement and investor presentation, will be provided in a Current Report on Form 8-K to be filed by Northern Star today with the Securities and Exchange Commission and available at www.sec.gov. The investor presentation can also be found on Apex’s investor website at https://www.apexclearing.com/investor-relations/. Investor Conference Call Information Apex and Northern Star will host a joint investor conference call to discuss the proposed transaction today, February 22, 2021, at 8:00am ET. To listen to the prepared remarks via telephone dial 1-877-407-0784 (U.S.) or 1-201-689-8560 (International) and an operator will assist you. A telephone replay will be available at 1-844-512-2921 (U.S.) or 1-412-317-6671 (International), passcode 13716832. The telephone replay will be available through March 8, 2021 at 11:59 PM ET. Advisors Citigroup is acting as exclusive financial and capital markets advisor to Northern Star and strategic advisor for the transaction. Citigroup acted as sole placement agent to Northern Star in connection with the PIPE Offering. J.P. Morgan Securities LLC is acting as sole financial advisor to Apex. Sidley Austin LLP is acting as legal counsel to Apex. Graubard Miller is acting as legal counsel to Northern Star. Reconciliation of non-GAAP (amounts in millions) 1.2 Pinterest 1.5 By Digital AIM Web Support – February 22, 2021 2020E WhatsApp Total Operating Revenue Interest $74.8 Twitter 0.8 Bank Interest Expense WhatsApp Other Non-Operating Income Profit Before Tax $369.5 $86.1 Non – GAAP Reconciliations – Revenue Non-Operating Income $236.3 Depreciation & Amortization Facebook Reimbursable Revenue 8.4 132.6 Non – GAAP Reconciliations – EBITDA 150.1 Previous articleIn Israel and beyond, virus vaccines bring political powerNext articleJuniper Research: Smart Traffic Management to Significantly Reduce Congestion and Emissions; Saving Cities $277 Billion by 2025 Digital AIM Web Support About non-GAAP financial measures In this press release, we use the following non-GAAP financial measures: operating revenue and adjusted EBITDA. The presentation of this financial information is not intended to be considered in isolation or as a substitute for, or superior to, the financial information prepared and presented in accordance with United States generally accepted accounting principles (“GAAP”). These non-GAAP measures, and other measures that are calculated using such non-GAAP measures, are an addition to, and not a substitute for or superior to, measures of financial performance prepared in accordance with GAAP and should not be considered as an alternative to revenue, operating income, profit before tax, net income or any other performance measures derived in accordance with GAAP. A reconciliation of the projected non-GAAP financial measures has not been provided and is unable to be provided without unreasonable effort because certain items excluded from these non-GAAP financial measures such as charges related to stock-based compensation expenses and related tax effects, including non-recurring income tax adjustments, cannot be reasonably calculated or predicted at this time. We use these non-GAAP financial measures for financial and operational decision-making and as a means to evaluate period-to-period comparisons. We believe that these non-GAAP financial measures provide meaningful supplemental information regarding our performance by excluding certain items that may not be indicative of our recurring core business operating results, such as our revenues excluding the effect of pass through items. We believe that both management and investors benefit from referring to these non-GAAP financial measures in assessing our performance and when planning, forecasting, and analyzing future periods. These non-GAAP financial measures also facilitate management’s internal comparisons to our historical performance. We believe these non-GAAP financial measures are useful to investors both because (1) they allow for greater transparency with respect to key metrics used by management in its financial and operational decision-making and (2) they are used by our institutional investors and the analyst community to help them analyze the health of our business. There are a number of limitations related to the use of non-GAAP financial measures. We compensate for these limitations by providing specific information regarding the GAAP amounts excluded from these non-GAAP financial measures and evaluating these non-GAAP financial measures together with their relevant financial measures in accordance with GAAP. Please see the tables captioned “Reconciliation of non-GAAP items,” included at the end of this release for reconciliations of these non-GAAP financial measures to their most directly comparable GAAP measures. About Apex Clearing Holdings Apex Clearing Holdings LLC is the parent company of Apex Clearing Corporation (“Apex Clearing”), a custody and clearing engine that’s powering the future of digital wealth management and Apex Pro, a trusted clearing partner to broker-dealers, ATS’s, routing firms, professional trading firms, hedge funds, institutions and emerging managers. Our proprietary enterprise-grade technology delivers speed, efficiency, and flexibility to firms ranging from innovative start-ups to blue-chip brands focused on transformation to capture a new generation of investors. We help our clients provide the seamless digital experiences today’s consumers expect with the throughput and scalability needed by fast-growing, high-volume financial services businesses. Cryptocurrency trading and custody services are offered through Apex Crypto LLC, which is currently owned by Apex’s parent and expected to be contributed to Apex, subject to receipt of required regulatory approvals. For more information, visit the Apex Clearing website, and follow the company on Instagram, LinkedIn, and Twitter. About Northern Star Investment Corp. II Northern Star Investment Corp. II is a blank check company formed for the purpose of effecting a merger, capital stock exchange, asset acquisition, stock purchase, reorganization or similar business combination with one or more businesses or entities. The management team and Board of Directors are composed of veteran consumer, media, technology, retail and finance industry executives and founders, including Joanna Coles, Chairwoman and Chief Executive Officer, and Jonathan Ledecky, President and Chief Operating Officer. Ms. Coles is a creative media and technology executive who in her previous roles as editor of two leading magazines and Chief Content Officer of Hearst Magazines developed an extensive network of relationships at the intersection of technology, fashion and beauty. Ms. Coles currently serves as a special advisor to Cornell Capital, a $7 billion private investment firm, and is on the board at Snap Inc., Sonos, Density Software, and on the global advisory board of global payments company Klarna. Mr. Ledecky is a seasoned businessman with over 35 years of investment and operational experience. He has executed hundreds of acquisitions across multiple industries and raised over $20 billion in debt and equity. He is also co-owner of the National Hockey League’s New York Islanders franchise. For additional information, please visit https://northernstaric2.com. Important Information and Where to Find It This communication is being made in respect of the proposed merger transaction involving Northern Star and Apex. Northern Star intends to file a registration statement on Form S-4 with the Securities and Exchange Commission (the “SEC”), which will include a proxy statement/prospectus of Northern Star, and certain related documents, to be used at the meeting of shareholders to approve the proposed business combination and related matters. Investors and security holders of Northern Star are urged to read the proxy statement/prospectus, and any amendments thereto and other relevant documents that will be filed with the SEC, carefully and in their entirety when they become available because they will contain important information about Apex, Northern Star and the business combination. The definitive proxy statement/prospectus will be mailed to shareholders of Northern Star as of a record date to be established for voting on the proposed business combination. Investors and security holders will also be able to obtain copies of the registration statement and other documents containing important information about each of the companies once such documents are filed with the SEC, without charge, at the SEC’s web site at www.sec.gov. The information contained on, or that may be accessed through, the websites referenced in this press release is not incorporated by reference into, and is not a part of, this press release. Participants in the Solicitation Northern Star, Apex and certain of their respective directors and executive officers may be deemed participants in the solicitation of proxies from the shareholders of Northern Star in favor of the approval of the business combination and related matters. Shareholders may obtain more detailed information regarding the names, affiliations and interests of certain of Northern Star’s executive officers and directors in the solicitation by reading Northern Star’s Final Prospectus dated January 25, 2021, filed with the SEC on January 27, 2021, and the proxy statement/prospectus and other relevant materials filed with the SEC in connection with the business combination when they become available. Information concerning the interests of Northern Star’s participants in the solicitation, which may, in some cases, be different than those of their stockholders generally, will be set forth in the proxy statement/prospectus relating to the business combination when it becomes available. No Offer or Solicitation This communication does not constitute an offer to sell or the solicitation of an offer to buy any securities or a solicitation of any vote or approval, nor shall there be any sale of any securities in any state or jurisdiction in which such offer, solicitation, or sale would be unlawful prior to registration or qualification under the securities laws of such other jurisdiction. Forward Looking Statements Certain statements included in this press release are not historical facts but are forward-looking statements for purposes of the safe harbor provisions under the United States Private Securities Litigation Reform Act of 1995. Forward-looking statements generally are accompanied by words such as “believe,” “may,” “will,” “estimate,” “continue,” “anticipate,” “intend,” “expect,” “should,” “would,” “plan,” “predict,” “potential,” “seem,” “seek,” “future,” “outlook,” and similar expressions that predict or indicate future events or trends or that are not statements of historical matters, but the absence of these words does not mean that a statement is not forward-looking. These forward-looking statements include, but are not limited to, (1) statements regarding estimates and forecasts of other financial and performance metrics and projections of market opportunity; (2) references with respect to the anticipated benefits of the proposed business combination and the projected future financial performance of Apex and Apex’s operating companies following the proposed business combination; (3) changes in the market for Apex’s services, and expansion plans and opportunities; (4) anticipated client retention; (5) the sources and uses of cash of the proposed business combination; (6) the anticipated capitalization and enterprise value of the combined company following the consummation of the proposed business combination; and (7) expectations related to the terms and timing of the proposed business combination. These statements are based on various assumptions, whether or not identified in this press release, and on the current expectations of Apex’s management and are not predictions of actual performance. These forward-looking statements are provided for illustrative purposes only and are not intended to serve as, and must not be relied on by any investor as, a guarantee, an assurance, a prediction or a definitive statement of fact or probability. Actual events and circumstances are difficult or impossible to predict and will differ from assumptions. Many actual events and circumstances are beyond the control of Apex. These forward-looking statements are subject to a number of risks and uncertainties, including, but not limited to: changes in domestic and foreign business, market, financial, political, regulatory and legal conditions; the inability of the parties to successfully or timely consummate the merger, including the risk that any required stockholder or regulatory approvals are not obtained, are delayed or are subject to unanticipated conditions that could adversely affect the combined company; failure to realize the anticipated benefits of the merger; the uncertainty of the projected financial information with respect to Apex and its operating companies; Apex’s ability to successfully expand and/or retain its product and service offerings; competition; the uncertain effects of the COVID-19 pandemic; and those factors discussed in documents of Northern Star filed, or to be filed, with the SEC. If any of these risks materialize or our assumptions prove incorrect, actual results could differ materially from the results implied by these forward-looking statements. There may be additional risks that neither Northern Star nor Apex presently know or that Northern Star and Apex currently believe are immaterial that could also cause actual results to differ from those contained in the forward-looking statements. In addition, forward looking statements reflect Northern Star’s and Apex’s expectations, plans or forecasts of future events and views as of the date of this press release. Northern Star and Apex anticipate that subsequent events and developments will cause Northern Star’s and Apex’s assessments to change. However, while Northern Star and Apex may elect to update these forward-looking statements at some point in the future, Northern Star and Apex specifically disclaim any obligation to do so. These forward-looking statements should not be relied upon as representing Northern Star’s and Apex’s assessments as of any date subsequent to the date of this press release. Accordingly, undue reliance should not be placed upon the forward-looking statements. Any financial projections in this communication are forward-looking statements that are based on assumptions that are inherently subject to significant uncertainties and contingencies, many of which are beyond Northern Star’s and Apex’s control. While all projections are necessarily speculative, Northern Star and Apex believe that the preparation of prospective financial information involves increasingly higher levels of uncertainty the further out the projection extends from the date of preparation. The assumptions and estimates underlying the projected results are inherently uncertain and are subject to a wide variety of significant business, economic, regulatory, legal and competitive risks and uncertainties that could cause actual results to differ materially from those contained in the projections. The inclusion of projections in this communication should not be regarded as an indication that Northern Star and Apex, or their respective representatives and advisors, considered or consider the projections to be a reliable prediction of future events. This communication is not intended to be all-inclusive or to contain all the information that a person may desire in considering in an investment in Northern Star or Apex and is not intended to form the basis of an investment decision in Northern Star or Apex. All subsequent written and oral forward-looking statements concerning Northern Star and Apex, the proposed transactions or other matters and attributable to Northern Star and Apex or any person acting on their behalf are expressly qualified in their entirety by the cautionary statements above. View source version on businesswire.com:https://www.businesswire.com/news/home/20210222005281/en/ CONTACT: Investors: (214) 765-1595 [email protected]: Jonathan Gasthalter/Carissa Felger Gasthalter & Co. (212) 257-4170 [email protected] KEYWORD: UNITED STATES NORTH AMERICA TEXAS NEW YORK INDUSTRY KEYWORD: LEGAL TECHNOLOGY FINANCE SECURITY BANKING OTHER TECHNOLOGY PROFESSIONAL SERVICES SOFTWARE DATA MANAGEMENT OTHER PROFESSIONAL SERVICES SOURCE: Apex Clearing Holdings LLC and Northern Star Investment Corp. II Copyright Business Wire 2021. PUB: 02/22/2021 07:00 AM/DISC: 02/22/2021 07:01 AM http://www.businesswire.com/news/home/20210222005281/enCopyright Business Wire 2021. ($0.7) Leading Fintech Apex Clearing Holdings to List on NYSE Through Merger With Northern Star Investment Corp. II Local NewsBusiness Facebook 2020E Total Operating Revenue Adjusted EBITDA Total Operating Expenses TAGS Pinterest $236.3 GAAP Revenue read more
Scott Morgan is a multi-award-winning journalist and editor based out of Texas. During his 11 years as a newspaper journalist, he wrote more than 4,000 published pieces. He’s been recognized for his work since 2001, and his creative writing continues to win acclaim from readers and fellow writers alike. He is also a creative writing teacher and the author of several books, from short fiction to written works about writing. Print This Post Home / Daily Dose / Homeowners and the Buying Experience Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago Tagged with: generation Home Buying Homebuyers Homeowners Homes HOUSING valueinsured in Daily Dose, Featured, Market Studies, News Servicers Navigate the Post-Pandemic World 2 days ago Homeowners and the Buying Experience Governmental Measures Target Expanded Access to Affordable Housing 2 days ago About Author: Scott Morgan Subscribe The Week Ahead: Nearing the Forbearance Exit 2 days ago The Best Markets For Residential Property Investors 2 days ago generation Home Buying Homebuyers Homeowners Homes HOUSING valueinsured 2018-07-21 Radhika Ojha Governmental Measures Target Expanded Access to Affordable Housing 2 days ago July 21, 2018 1,785 Views Demand Propels Home Prices Upward 2 days ago Share Save Related Articles Data Provider Black Knight to Acquire Top of Mind 2 days ago Sign up for DS News Daily If the American Dream is to own a home, it seems the American Nightmare might be the actual buying process. According to a new study by ValueInsured, 59 percent of American homeowners describe their buying experiences in terms like “having a root canal” and other colorful (and painful) language.While a third of those surveyed told ValueInsured that the buying experience was similar to “a bumpy roller coaster ride,” another quarter compared the process to dentistry, to watching paint dry, and simply as “a defeat.”Gen-Xers and millennials appear to have it worse than older homeowners. According to the report, 72 percent of all Gen-X homeowners described their most recent home buying experience negatively while 69 percent of millennials did the same.ValueInsured’s numbers mesh with a report the firm did last year on homebuyer regret, which found that 51 percent of all homeowners had regrets about the process they went about to buy their home. However, positive feedback among millennials was forthcoming. millennials, with 15 percent, were the most significant segment among all age groups to describe the experience as similar to “winning the golden ticket.” This, the report stated, “reaffirms the challenges faced by young American homebuyers, and the gratification they feel when they manage to buy a home.”According to ValueInsured, nearly 80 percent of younger homebuyers say that homeownership is an important goal to achieve. Their recent survey found that 7 percent among homebuyers, had a strong desire to become homeowners and the next generation “continues to view homeownership as an essential part of their American Dream, 78 percent among them being young Americans.Overall, 41 percent of all homeowners did feel positively about their most recent home-buying experience, according to the report. A third described the experience as “a walk in the park,” while 10 percent described it as like “winning the golden ticket.” Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Previous: Caliber Launches New Jumbo Loans Product Next: The Factors Impacting Real Estate Trends read more
iStock(COLORADO SPRINGS, Colo.) — The search has intensified for an 11-year-old boy in Colorado who vanished a week ago after leaving his home to play with a friend.Now his stepmother is urging the community to stop spreading online rumors vilifying her.Gannon Stauch went missing on Jan. 27 after he set out on foot to a nearby friend’s house in Colorado Springs, his stepmother, Letecia “Tecia” Stauch, told the El Paso County Sheriff’s Office. After initially categorizing Gannon as a runaway, the case was upgraded to a missing/endangered persons case.Officials have not said if he made it to the friend’s house.The El Paso County Sheriff’s Office told ABC News on Monday that the search for Gannon would continue as long as conditions allowed. A snowstorm was hitting the state and accumulation in the area was expected to reach up to 6 inches, according to local forecasts.Hundreds of residents as well as multiple law enforcement agencies including the FBI were said to be helping in the search.Letecia Stauch, who says she was the last person to see Gannon, told KKTV, the CBS affiliate in Colorado Springs, that her family had received more than 20 death threats.“I took care of Gannon for the last two years in our home. I would never, never, ever hurt this child. And I know there are some questions out there … that’s up to the investigations — when they end up letting you guys know — but I’ve cooperated with them,” she told KKTV. “We are going to find Gannon and that’s the main goal that we all have. I’m just ready for Gannon to come home.”On Friday, Gannon Stauch’s birth mother, Landen Hiott, expressed gratitude for those helping to look for him and begged everyone to stay vigilant. Hiott said Gannon requires special medication.“My son is a very loving kid. He wouldn’t want harm on anybody at all and it’s so hard to just think, ‘Why is this happening to him?’ I have no clue,” she said. “My kid deserves to come home. My kid has a purpose, my kid has a life and is important to me and is important to everybody that is standing in this room. Please have hope with me.”Gannon was last seen wearing a blue jacket, blue jeans and sneakers. He has brown hair and brown eyes and is about 4-foot-9 and 90 pounds.Copyright © 2020, ABC Audio. All rights reserved. read more
Related posts:No related photos. in briefOn 1 Jul 2002 in Vexatious claims, Personnel Today This month’s news in briefDeductions on termination for excess leave On termination, employers must make a payment in lieu of any untaken butaccrued holiday entitlement under the Working Time Regulations. If the workerhas taken leave in excess of their accrued entitlement, the employer can onlyrecover this from the worker if a contract of employment, workforce agreementor collective agreement allows him to. In this case, the employer arguedunsuccessfully that the payment was an overpayment of wages, so recovering itwas not an unlawful deduction. (Miss R S Hill v Howard Chapell, EAT) Award of costs for tribunal absence The EAT reduced an award of costs against an applicant who did not attend atribunal hearing. The tribunal considered her claim ‘vexatious’ and awarded thewhole of the respondent’s costs against her. However, the EAT pointed out thatonly the non-attendance had been found ‘vexatious’. They limited the award to£500, being the costs incurred by the respondent in attending the hearing.(Newton v Alcohol East, EAT) Tribunals must take account of minimum wage When awarding compensation for unfair dismissal, employment tribunals musttake account of the national minimum wage. If an employee has been receivingless than the statutory minimum wage, the tribunal must use that statutoryminimum as the basis for its assessment, even if the applicant has notcomplained of failure to pay it. (Paggetti v Cobb) Comments are closed. Previous Article Next Article read more
Brad James Written by FacebookTwitterLinkedInEmailDALLAS-Tuesday, several Utah college football stalwarts were named to the Nagurski Trophy watch list.This trophy is awarded to the top defensive player in NCAA Division I FBS football.There are five representatives from Utah schools, including the University of Utah’s senior defensive end Bradlee Anae and junior defensive back Jaylon Johnson, Utah State junior linebacker David Woodward and BYU junior defensive tackle Khyiris Tonga.The winner of this award will be announced November 20. July 23, 2019 /Sports News – Local Several Utah College Football Standouts Named to Nagurski Trophy Watch List Tags: Nagurski Trophy read more
retirement benefits for the payment of the participant’s debts or probate expenses, unless there is no other source for payment (in which event the payments should be limited to the specific amount required to pay those expenses). There should not be a charitable beneficiary of a see-through trust. It may also be appropriate to exclude adult adoptees from the definition of “issue,” since all beneficiaries of the trust must be identifiable. Since the trustee of the trust must supply certain documentation to the plan administrator, it may be a good idea to spell out specifically what it is contemplated the trustee will do. It may also be a good idea for the trust to be a conduit trust, which means generally that the trustee is required to pay out the withdrawn minimum distributions to the specific trust beneficiaries. People should always be careful when a trust is designated as the beneficiary of retirement benefits.Business Succession (Cont’d). The last newsletter addressed some of the preliminary basics regarding business succession planning. It may now be appropriate to address other succession planning and family concerns. Statistics show that only about 30 percent of family businesses last beyond the first generation, and only a little more than ten percent last beyond the second. Almost none survive to the fourth generation. It should be noted that there is a difference between ownership succession and management succession. Even before the business passes down to the next generation, consideration should be given to management’s withdrawal, or management’s “exit” from the management of the business, even though ownership may not change immediately. The family and other successors might become involved in the active management of the business many years before the control of the business may change. As you begin to think through and plan for these issues, it is important to consider whether there are children of family members or others who are interested in and capable of succeeding to a position of management or ownership, and to begin to help them develop the skills necessary to take an active roll. Obviously, the family is integral to this process. They must be groomed for that involvement and they must feel confident that the parent or ancestor is serious about the transfer of ownership or management control, and their vision must match that of the business owner who is beginning his or her exit from the enterprise. Consideration should be given to involving them in the management process for a period of time through participation on the board of directors or a management committee, and perhaps placing them in a limited ownership position that they can augment over time. Additional thoughts pertaining to these business succession issues will be offered in the next edition of this newsletter.Meaning Of “Devise” And “Bequeath.” People frequently ask why the words “give,” “devise” or “bequeath” are used in wills. Under the English Common Law, real estate was the proper subject of a “devise,” and a “bequest” covered personal property. A “gift” could be made of any property. The difference between one and the other does not really matter much in modern times, but wills are still generally drafted to include that phraseology. Often a will provision referencing cash or personal property will say “I give and bequeath,” while if real property is involved, the provision might say “I give and devise.” Residuary provisions are typically phrased as “I give, devise and bequeath.”Additional Information. Future issues of this Newsletter will address other issues of current interest. Please contact my office with any questions that you might have. The information that follows summarizes some of the current issues in the areas of estate, tax and personal and business planning which may be of interest to you. Although this information is accurate and authoritative, it is general in nature and not intended to constitute specific professional advice. For professional advice or more specific information, please contact my office.Tax Court Upholds Family LLC. In Estate of Purdue, TCM 2015-249, the Tax Court rejected an attack by the IRS on a family limited liability company (LLC). This case involved the transfer by a decedent and her husband to an LLC of a portfolio of marketable securities with a value of more than $20 million and their one-sixth interest in commercial real estate with a value of approximately $900,000. The real estate was managed by a management company and was subject to a triple net lease. Other assets were transferred as well. The couple then established a trust and made gifts to the trust over a period of several years. The decedent’s husband had died many years earlier, and then when she died, the IRS attacked the scheme and attempted to include the assets of the LLC in the taxable estate of the deceased widow for federal estate tax purposes and also took the position that the gifts were not eligible for the gift tax exclusion. Without getting into too much depth regarding the tax concepts involved, the biggest issue concerning family limited partnerships (FLPs) and family limited liability companies (LLCs) is that the transfer may not be treated as bona fide, and the decedent’s retained interest might cause the value of the entire entity to be brought back into the estate of the decedent for federal estate tax purposes. Some FLPs and LLCs involving marketable securities have faired less favorably than entities holding other assets, which predominantly would be real estate. However, in this instance, the Tax Court upheld the transactions because the proper legal formalities were followed, the documentation prepared was consistent with the transactions, and there were legitimate non-tax reasons in addition to tax reasons for implementing the series of transactions. This case provides clear support for the use of FLPs and LLCs in family estate planning. It also provides a road map for practitioners to follow when implementing such a plan.Leaving Retirement Benefits To A See-Through Trust. The biggest issue affecting retirement benefits being paid to a trust is whether the trust meets the IRS requirements for the minimum distribution trust rules. If so, then the benefits can be paid out over the life expectancy of the beneficiary. If it meets these requirements, the trust is referred to as a “see-through trust.” The pay-out period will be the life expectancy of the oldest trust beneficiary. In general, it is probably better to avoid paying IRAs and other retirement benefits to a trust. However, when appropriate, it is very important to assure that the trust meets the see-through requirements. The trust should not allow using the(Continued on Reverse Side) FacebookTwitterCopy LinkEmail read more