Year Total2012 1692011 3812010 3182009 3972008 259Source: RealtyTrac Inc.State’s share of mortgage settlement could take months to sort outClark County foreclosures reached their lowest monthly level in four years in January, a slowdown local professionals say could signal the worst is over.Or, it could be a fluke.In January, only 169 homes were in some stage of foreclosure countywide, down 55.6 percent from the same month last year and down 13.8 from December, according to RealtyTrac Inc., a California-based real estate tracking company. With one out of every 991 households in some stage of foreclosure or default, Clark County had the fifth-highest rate of foreclosure out of Washington’s 39 counties. It ranked No. 3 in December.“I’m confused, like everybody else,” said Mike Lamb, a broker with Vancouver-based Windermere. “I’ve read in the national news that a big block of foreclosures is coming. But we’re not seeing the signs of it.”Lamb said the inventory of Clark County houses for sale continues to shrink, suggesting that fewer homeowners are struggling and fewer banks are anxious to convert repossessed homes into cash.“There’s only 2,704 residential listings for all of Clark County,” Lamb said. “This number does not appear to be growing at all.”But national experts predict foreclosures will soon increase across the country, mirroring patterns observed in high-foreclosure states. In Florida foreclosure activity increased by 14.3 percent in January, and the rate of foreclosure increased by 9 percent in Illinois.